Stay up-to-date with the latest application deadlines for each rate change in the later life market.
| Live date | Lender | Product | Rates changing | Closing rate from | New rates from | KFI end date | App submission deadline | LTM/RIO |
|---|
| 21 June 2024, 00:01 |
|
Emerald |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 21 June 2024, 00:01 |
|
Maxi Choice Extra, Maxi Choice Super 1 - 3 |
Decrease
|
N/A | 6.88% MER | N/A | N/A | LTM |
| 21 June 2024, 00:01 |
|
LS, FR |
Decrease
|
N/A | 5.65% MER | N/A | N/A | LTM |
| 20 June 2024, 00:01 |
|
Lump Sum+, Drawdown+ |
Increase
|
N/A | 5.75% MER | 19 June 2024, 23:59 | 4 July 2024, 11:59 | LTM |
| 20 June 2024, 00:01 |
|
Lifestyle |
Decrease
|
N/A | 5.58% MER | N/A | N/A | LTM |
| 18 June 2024, 00:01 |
|
Horizon and Horizon Interest Reward |
Increase
|
N/A | 5.59% MER | 17 June 2024, 23:59 | 8 July 2024, 23:59 | LTM |
| 17 June 2024, Instant |
|
Classic |
Decrease
|
N/A | 5.47% MER | N/A | N/A | LTM |
| 15 June 2024, 00:01 |
|
Capital Choice |
Increase
|
N/A | 5.70% MER | 14 June 2024, 23:59 | 5 July 2024, 23:59 | LTM |
| 14 June 2024, 00:01 |
|
LS, FR |
Increase
|
N/A | 5.75% MER | 13 June 2024, 23:59 | N/A | LTM |
| 13 June 2024, 10:00 |
|
Capital Select |
Increase
|
N/A | 5.97% MER | 13 June 2024, 09:59 | 20 June 2024, 16:59 | LTM |
| 13 June 2024, Instant |
|
Classic |
Decrease
|
N/A | 5.59% MER | N/A | N/A | LTM |
| 12 June 2024, Instant |
|
Horizon and Horizon Interest Reward |
Decrease
|
N/A | 5.50% MER | N/A | N/A | LTM |
| 11 June 2024, Instant |
|
Classic |
Increase
|
N/A | 5.84% MER | N/A | 21 days from KFI | LTM |
| 10 June 2024, 08:00 |
|
Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.70% MER | N/A | N/A | LTM |
| 8 June 2024, 00:01 |
|
Capital Choice |
Decrease
|
N/A | 5.60% MER | N/A | N/A | LTM |
| 6 June 2024, 00:01 |
|
Capital Choice |
Increase
|
N/A | 5.70% MER | 5 June 2024, 23:59 | 26 June 2024, 23:59 | LTM |
| 6 June 2024, 00:01 |
|
Maxi Choice |
Increase
|
N/A | 6.29% MER | 05 June 2024, 23:59 | 26 June 2024, 23:59 | LTM |
| 6 June 2024, Instant |
|
Horizon and Horizon Interest Reward |
Decrease
|
N/A | 5.59% MER | N/A | N/A | LTM |
| 6 June 2024, Instant |
|
Classic |
Increase, Decrease, or Stay Same
|
N/A | N/A | N/A | 21 days from KFI | LTM |
| 5 June 2024, 18:00 |
|
PTLM |
Increase
|
N/A | N/A | N/A | N/A | LTM |
| 5 June 2024, 17:00 |
|
50+, RIO |
Increase
|
N/A | 5.75% MER | 5 June 2024, 16:59 | N/A | RIO |
| 4 June 2024, 00:01 |
|
Horizon and Horizon Interest Reward |
Increase
|
N/A | 5.69% MER | 3 June 2024, 23:59 | 24 June 2024, 23:59 | LTM |
| 3 June 2024, 00:01 |
|
Emerald |
Increase
|
N/A | N/A | 2 June 2024, 23:59 | 21 days from KFI | LTM |
| 30 May 2024, 09:00 |
|
Capital Select |
Decrease
|
N/A | 5.97% MER | N/A | N/A | LTM |
| 29 May 2024, 08:00 |
|
Lump Sum+, Drawdown+ |
Increase
|
5.70% MER | 5.98% MER | 29 May 2024, 07:59 | 11 June 2024, 12:00 | LTM |
| 29 May 2024, 08:00 |
|
Lifestyle |
Increase
|
5.59% MER | 5.75% MER | 29 May 2024, 07:59 | 11 June 2024, 12:00 | LTM |
| 24 May 2024, 00:01 |
|
Emerald |
Decrease
|
N/A | N/A | N/A | N/A | LTM |
| 23 May 2024, 00:01 |
|
Maxi Choice Extra, Maxi Choice Super 2 |
Decrease
|
N/A | 6.87% MER | N/A | N/A | LTM |
| 22 May 2024, 08:00 |
|
Lifestyle |
Decrease
|
N/A | 5.59% MER | N/A | N/A | LTM |
| 21 May 2024, 00:01 |
|
Sovereign |
Decrease
|
N/A | 5.87% MER | N/A | N/A | LTM |
| 20 May 2024, 18:00 |
|
Payment Term Lifetime Mortgage (PTLM) |
Decrease
|
N/A | 6.12% MER | N/A | N/A | LTM |
| 20 May 2024, 18:00 |
|
RIO |
Decrease
|
N/A | 6.09% MER | N/A | N/A | RIO |
| 20 May 2024, 09:00 |
|
Lifestyle Select |
Decrease
|
N/A | 6.30% MER | N/A | N/A | LTM |
| 17 May 2024, 00:01 |
|
Emerald |
Increase
|
N/A | N/A | 16 May 2024, 23:59 | 21 days from KFI | LTM |
| 17 May 2024, 00:01 |
|
LS, FR |
Decrease
|
N/A | 5.65% MER | N/A | N/A | LTM |
| 15 May 2024, Instant |
|
Lifetime Mortgage Lite, Standard and Property+ |
Decrease
|
N/A | 6.11% MER | N/A | N/A | LTM |
| 15 May 2024, Instant |
|
LiveMore 1, 5 year fixed |
Decrease
|
N/A | 5.99% MER | N/A | N/A | RIO |
| 14 May 2024, 08:00 |
|
Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.70% MER | N/A | N/A | LTM |
| 13 May 2024, 18:00 |
|
Payment Term Lifetime Mortgage (PTLM) |
Decrease
|
N/A | 6.20% MER | N/A | N/A | LTM |
| 10 May 2024, Instant |
|
Capital Choice |
Decrease
|
N/A | 5.65% MER | N/A | N/A | LTM |
| 10 May 2024, Instant |
|
Maxi Choice Super 2 |
Decrease
|
N/A | 7.47% MER | N/A | N/A | LTM |
| 9 May 2024, 00:01 |
|
All Horizon Plans |
Decrease
|
N/A | 5.55% MER | N/A | N/A | LTM |
| 8 May 2024, 17:00 |
|
RIO, Holiday BTL 2 and 5 yr fixed |
Increase
|
N/A | 6.11% MER | 8 May 2024, 16:59 | N/A | RIO |
| 7 May 2024, 18:00 |
|
RIO |
Increase
|
N/A | 6.29% MER | 7 May 2024, 17:59 | N/A | RIO |
| 7 May 2024, 18:00 |
|
PTLM |
Increase
|
N/A | 6.26% MER | 7 May 2024, 17:59 | N/A | LTM |
| 3 May 2024, 08:00 |
|
Lifestyle |
Increase
|
N/A | 5.89% MER | 3 May 2024, 07:59 | 16 May 2024, 12:00 | LTM |
| 3 May 2024, 08:00 |
|
Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.75% MER | N/A | N/A | LTM |
| 3 May 2024, 00:01 |
|
LS, FR |
Increase
|
N/A | 5.90% MER | 2 May 2024, 23:59 | N/A | LTM |
Advise Wise Limited, 2200 Century Way, Leeds, LS15 8ZB | Company registered in England and Wales. | Company number: 11705013 | Telephone: 0333 050 8771
