Rate Table

14 October 2025, 09:00

Resi retire, RIO, Resi & Holiday Let new business & Retention products

Decrease

N/A

5.39% MER

14 October 2025, 8:59

N/A

Mortgage

11 October 2025, 00:01

Omni

Decrease

N/A

9.52% MER

10 October 2025, 23:59

N/A

LTM

10 October 2025, 00:01

Lifestyle

Decrease

N/A

6.71% AER

N/A

N/A

LTM

9 October 2025, 09:00

Capital Select

Decrease

N/A

7.01%

N/A

23 October 2025, 23:55

LTM

7 October 2025, 00:01

Horizon standard & Interest Rewards

Decrease

N/A

6.36% MER

6 October 2025, 23:59

27 October 2025, 23:59

LTM

2 October 2025, 18:00

RIO

Decrease

N/A

6.70% AER

2 October 2025, 17:59

N/A

Mortgage

2 October 2025, 00:01

J1, J2, J2.5, J4 and J6

Increase and Decrease

N/A

6.90% MER

N/A

16 October 2025, 23:59

LTM

1 October 2025, 00:01

Omni

Increase

N/A

9.52% MER

30 September 2025, 23:59

N/A

LTM

19 September 2025, 17:30

LVT10 Lifetime

Increase

N/A

7.24% MER

N/A

N/A

LTM

12 September 2025, 00:01

LS+ and DD+

Increase

N/A

7.00% AER

N/A

26 September 2025, 23:59

LTM

10 September 2025, 00:01

Horizon and Horizon Interest Reward

Increase

N/A

6.63% MER

9 September 2025, 23:59

30 September 2025, 23:59

LTM

10 September 2025, 00:01

Classic

Decrease

N/A

6.62% MER

N/A

N/A

LTM

10 September 2025, 00:01

Maxi Choice

Increase

N/A

7.18% MER

9 September 2025, 23:59

10 September 2025, 00:01

LTM

10 September 2025, 00:01

Capital Choice

Increase

N/A

7.15% MER

9 September 2025, 23:59

30 September 2025, 23:59

LTM

10 September 2025, 00:01

Emerald

Increase

N/A

7.05% MER

N/A

N/A

LTM

4 September 2025, 10:00

Capital Select excluding Platinum and Platinum Plus products for additional borrowing

Increase

N/A

7.01% MER

N/A

18 September 2025, 23:55

LTM

3 September 2025, 00:01

Tailored Lifetime C3 - C7

Increase

N/A

7.00% MER

2 September 2025, 23:59

3 September 2025, 00:01

LTM

3 September 2025, 00:01

Classic

Increase

N/A

6.52% MER

N/A

N/A

LTM

3 September 2025, 00:01

Omni

Increase

N/A

9.48% MER

2 September 2025, 23:59

N/A

LTM

3 September 2025, 00:01

Horizon and Horizon Interest Reward

Increase

N/A

6.44% MER

2 September 2025, 23:59

23 September 2025, 23:59

LTM

3 September 2025, 00:01

J1, J2, J2.5, J3 and J4

Increase

N/A

6.71% MER

N/A

17 September 2025, 23:59

LTM

3 September 2025, 00:01

Heritage

Increase

N/A

7.00% MER

N/A

N/A

LTM

1 September 2025, 00:01

Retirement Interest Only 5 year discount

Decrease

N/A

5.34% MER

N/A

N/A

Mortgage